What happens when the market falls midway while you have invested for a longer term?

When the market falls midway through a longer-term investment, the value of your investment will also fall. This is because the value of the underlying securities held by the mutual fund or other investment vehicle will decline.

However, if you are investing for the long-term, it's important to remember that market fluctuations are a normal part of the investment process. Historically, the stock market has always recovered from downturns over the long-term, and investors who stay invested during these downturns have typically been rewarded.

If you are investing for the long-term, the best thing you can do when the market falls is to remain patient and stay invested. Trying to time the market and sell your investments during a downturn can be a costly mistake, as it's difficult to predict when the market will rebound.

Instead, consider continuing to invest on a regular basis, either through a dollar-cost averaging strategy or by making additional investments when the market is down. This can help you take advantage of the lower prices and potentially increase your returns over the long-term.

It's also important to regularly review your investments and make sure that they are aligned with your long-term goals and risk tolerance. If you are uncomfortable with the level of risk in your portfolio, it may be a good idea to adjust your asset allocation or consider other investment options.