Can I invest more money as top-up investment after lump-sum investment in mutual fund?

Yes, you can invest more money as a top-up investment in a mutual fund after making a lump-sum investment. This additional investment is called a top-up or additional purchase, and it can help you to increase your investment in the mutual fund and benefit from potential market growth.

Most mutual fund houses allow investors to make additional purchases or top-ups into their existing mutual fund investments. The process is generally straightforward, and you can make additional purchases either online or offline, depending on the mutual fund's service provider. You will need to provide your folio number and other necessary details to make the top-up investment.

It is important to note that additional purchases in a mutual fund do not affect the initial investment made through a lump sum. The top-up investment is considered a new investment and will be subject to the market value and return on that date. The returns on the additional purchase will be calculated from the date of investment and will be separate from the returns on the original lump-sum investment.

It is always advisable to consult with a financial advisor before making any investment decisions, including top-up investments in mutual funds. They can help you determine if a top-up investment is suitable for your financial goals and risk profile.